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Seven Spring Home Repairs That Save You Money
The recent unseasonably warm weather in many parts of the country has homeowners already contemplating post-winter home repairs and improvements as they begin their spring cleaning.
Some projects should take top priority: Those that will not only make your home safer, but will save you money down the road. In fact, some improvements even will help you shave some bucks off your home-insurance premiums.
Ideally, homeowners should inspect their houses twice a year, once before heavy spring rains and then again in the fall. That way, they can catch small problems before they become overwhelming. In the springtime, many homeowners also have the advantage of having a fresh tax-refund check in hand, and funding repairs is easier.
It's not an exhaustive list, but here are seven spring inspections and repairs homeowners should consider in the weeks ahead.
1. Clean and repair gutters
Taking care of a home's gutters is one of the most requested jobs this time of year. At about $100 to $150 for an average home, it won't cost that much, but it will prevent plenty of headaches down the road, especially if they weren't cleaned in the fall.
Its not the gutter that's expensive. It's the water damage that results from neglected gutters.
2. Check the roof
After the winter, it's a good idea to have your roof checked before spring showers hit. During the inspection, it's common to find broken shingles that need to be replaced.
Checking it out won't break the bank: It may cost a couple hundred dollars for a check and minor repairs. Just make sure you're using a reputable company for the inspection.
An inspection might reveal it's time to replace the roof. For areas prone to hail, impact-resistant roofing is an option.
3. Prepare for bad weather
It's also the time to brace for storms in the months ahead. Making proactive improvements will have an impact on the amount of damage to a home, improving safety and lessening storm repair costs.
Those in areas prone to damaging winds might consider installing a reinforced garage door or retrofitting an existing one. The garage door is one of a house's weakest points, and strong winds can blow it in, pressurizing the home and potentially lifting off the roof.
Other proactive measures homeowners may consider include installing storm shutters in hurricane-prone areas and a generator in places where homes tend to lose electricity for stretches of time.
Make sure to ask your insurance carrier about discounts that may come with these improvements.
4. Clean out vents
Soffit vents can get clogged with dust and other debris, and can be easily cleaned with a small compressed air can. This will ensure proper ventilation in the attic , and make heating and cooling more efficient.
Its also a good idea to get your air conditioner services now, so it's running efficiently when you need to run it in the hotter months. Along those same lines, make sure your caulking is in good condition around doors and windows.
5. Repair the deck
Give your deck a good cleaning, and you may stumble across damage that needs to be addressed. Check for loose and rotten boards and get them taken care of before summer, since the deck is often a popular hangout spot during parties and barbecues.
While you're at it, pay attention for cracked sidewalks that can be a trip hazard. Repairing them often isn't as expensive as you may think.
6. Improve home security
Many homeowners know to check the batteries in their smoke detector around the time they change the clocks for daylight saving time. But it could pay to take even more steps to improve your home's security: According to the Insurance Information Institute, it's not unusual to get discounts of 5% for a smoke detector, burglar alarm or deadbolt locks.
The addition of carbon monoxide detectors often don't come with discounts, but are recommended nonetheless.
For a more sophisticated security system, such as one that alerts a control center of fire or burglary, or a sprinkler system, insurance companies often provide an even bigger discount on insurance premiums.
7. Check appliances
While doing your spring cleaning, take a good look at your appliances. It pays to inspect appliance hoses such as those connected to washing machines, since weaknesses could lead to water damage down the road.
Too often, people discover weak hoses after it's too lake. Homeowners don't realize it until something happens and a hose breaks or bursts and they wind up with a lot of water damage in the home.
Dryers and water heaters also require regular maintenance.
Requirements:
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Heartland Mutual Insurance Company
Home Office: 1112 Mascoutah Avenue, Belleville, IL 62220
Phone (618) 233-2006 or Toll-Free (800) 528-3162
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