2008 Fire Prevention Week October 5th through 11th

Each year, Fire Prevention Week commemorates the Great Chicago Fire of 1871, a tragedy that made fire safety a priority across America and inspired countless fire safety codes.  For tips and information on implementing safety practices in your home, click here to visit the official Fire Safety Week website. 

Credit Card and ACH Payments Available (Update)

Heartland Mutual offers two automated payment options for the convenience of our policyholders in addition to payment by check or cash.  Credit card (MasterCard and Visa) and Automated Clearing House (ACH) payments are available for one-time premium payments as well as for recurring payments on all policies with no additional service fees.

Please contact us for more information.

Carbon Monoxide Alarm Detector Act (Public Act 094-0741)

Since January 1, 2007, Illinois law requires every residence to have at least one carbon monoxide alarm in operating condition within 15 feet of every room used for sleeping purposes.  The device can be combined with a smoke detector if it emits a distinctly different alarm sound for each hazard.

The law applies to single family residences, multiple family residences, and mixed use buildings.  The homeowner or building owner must supply and install the required alarms.  In the case of rental properties, the landlord must ensure that all alarms are operable at the beginning of a lease period.  A tenant is then responsible for testing and maintaining the devices after the lease commences.

There are some exceptions to the Act when the residential dwelling unit does not rely on fossil fuel for heat, ventilation or hot water.  For more information, you can read the Act in its entirety by clicking here.