Over a Century of Service to Policyholders

Products

 
 

HOMEOWNERS

- Insurance coverage for your home, personal property, detached buildings
- Additional living expenses that you may incur in the event of a loss
- Equipment breakdown coverage available
 
 

FARMOWNERS

- Insurance coverage for your home, household personal property
- Farm structures and farm personal property
- Plus additional living expenses that you may incur in the event of a loss
- Farm Extra Expense / Loss of Farm Earnings / Comprehensive Farm Machinery Coverage
 
 

RENTERS INSURANCE

Tailored to Tenants
- Insurance coverage for your personal belongings
- Additional living expenses that you may incur in the event of a loss
 
 

RENTED DWELLINGS

Applicable to the Landlord
- Insurance coverage for dwellings, personal property and other rented structures, plus loss of rent that you may incur in the event of a loss
 
 

SCHEDULED PERSONAL PROPERTY

- Insurance coverage that can be provided for such items as:
jewelry • fine arts • collectibles • guns • all-terrain vehicles
• snowmobiles • boats
 
 

ADDITIONAL COVERAGE

- Earthquake coverage available (5%, 10% & 15% deductible)
- Mine Subsidence (The limit of coverage for mine subsidence is generally the same as the amount of insurance for fire or windstorm).
 


Heartland Mutual Insurance Company
Home Office: 1112 Mascoutah Avenue, Belleville, IL 62220
Phone (618) 233-2006 or Toll-Free (800) 528-3162