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HOMEOWNERS
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Insurance coverage for your home, personal property, detached buildings |
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Additional living expenses that you may incur in the event of a loss |
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Equipment breakdown coverage available |
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FARMOWNERS
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Insurance coverage for your home, household personal property |
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Farm structures and farm personal property |
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Plus additional living expenses that you may incur in the event of a loss |
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Farm Extra Expense / Loss of Farm Earnings / Comprehensive Farm Machinery Coverage |
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Equipment breakdown coverage available |
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RENTERS INSURANCE
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Tailored to Tenants |
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Insurance coverage for your personal belongings |
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Additional living expenses that you may incur in the event of a loss |
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RENTED DWELLINGS
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Applicable to the Landlord |
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Insurance coverage for dwellings, personal property and other rented structures, plus loss of rent that you may incur in the event of a loss |
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SCHEDULED PERSONAL PROPERTY
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Insurance coverage that can be provided for such items as: |
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jewelry • fine arts • collectibles • guns • all-terrain vehicles
• snowmobiles • boats |
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ADDITIONAL COVERAGE
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Earthquake coverage available (10%, 15% & 20% deductible) |
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Mine Subsidence (The limit of coverage for mine subsidence is generally the same as the amount of insurance for fire or windstorm). |
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Heartland Mutual Insurance Company
Home Office: 1112 Mascoutah Avenue, Belleville, IL 62220
Phone (618) 233-2006 or Toll-Free (800) 528-3162
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