Effective July 1, 2023:

• 6% Rate Increase on all Home products, ISO 1-10, with Deductibles of $2500 and below. Updated rates will be posted in the Rates & Underwriting Manual on the Applications and Forms tab.

Effective August 1, 2023*:

• Credit/Debit card processing fee of 3.8% will be added when used for payments
• HMIC 435 (08-23) WINDSTORM OR HAIL DEDUCTIBLE – $2,000 Deductible
• HMIC 445 (08-23) Cosmetic Damage Exclusion – will replace our HMIC 445 (07-20)
• HMIC 445A (08-23) Ackn of Cosmetic Damage Exclusion – Acknowledgement Signature Page
• HMIC 479 (08-23) Loss Settlement for Windstorm of Hail Losses to Roof Surfacing (HOME) – 15 Year Replacement Age Limit on all Asphalt Roof Shingles
• HMIC 480 (08-23) Loss Settlement for Windstorm of Hail Losses to Roof Surfacing (FARM) – 15 Year Replacement Age Limit on all Asphalt Roof Shingles

*These updated forms will also be available in the Endorsement Forms Manual on the Applications and Forms tab.