Richard Neff
President
Our Mission
Heartland Mutual is an insurance company owned by its policyholders committed to providing property protection at competitive rates with exceptional personal service.
Throughout their history, mutual companies have provided a stable economic platform, one that is not subject to the short-term perils of a particular storm or in need of meeting quarterly stock performance metrics. The mutual model provides a structure that has proven durable and compatible with the long-term nature of insurance needs. It is not a coincidence that 60 percent of the mutual insurance companies operating today are more than 100 years old, with the median age of 120.
- National Association of Mutual Insurance Companies
