FARMOWNERS
- Coverage for Home, Household and Personal Property
- Farm Structures and Farm Personal property
- Additional living expenses that you may incur in the event of a loss
- Farm Extra Expense / Loss of Farm Earnings / Comprehensive Farm Machinery Coverage
- Equipment Breakdown Coverage Available
Homeowners
- Coverage for Your Home, Personal Property, and/or Detached Building
- Additional Living Expenses that May Incur in the Event of a Loss
- Equipment Breakdown Coverage Available
RENTED DWELLINGS
- Applicable to the Landlord
- Coverage for Dwellings, Personal Property and Other Rented Structures, Plus Loss of Rent that May Incur in the Event of a Loss
RENTERS INSURANCE
- Tailored to Tenants
- Coverage for Your Personal Belongings
- Additional Living Expenses that May Incur in the Event of a Loss
Special PERSONAL PROPERTY
Coverage Provided for Items Such As:
- Jewelry
- Fine Arts
- Collectibles
- Guns
- All-Terrain vehicles
- Boats
ADDITIONAL COVERAGE
- Earthquake Coverage Available (10%, 15% & 20% deductible)
- Mine Subsidence (The Limit of Coverage for Mine Subsidence Is Generally the Same as the Amount of Insurance for Fire or Windstorm)
- If You Opt to Have Your Auto Insurance Underwritten With the Same Agency as Your Heartland Mutual Farm or Home Policy, You Could See Extra Savings on Your Farm or Home Policy’s Premium