Insurance Services in Illinois

Protection available to various situations.

image of a Farm


  • Coverage for Home, Household and Personal Property
  • Farm Structures and Farm Personal property
  • Additional living expenses that you may incur in the event of a loss
  • Farm Extra Expense / Loss of Farm Earnings / Comprehensive Farm Machinery Coverage
  • Equipment Breakdown Coverage Available
image of a home, Insurance Services in Illinois


  • Coverage for Your Home, Personal Property, and/or Detached Building
  • Additional Living Expenses that May Incur in the Event of a Loss
  • Equipment Breakdown Coverage Available
rented home


  • Applicable to the Landlord
  • Coverage for Dwellings, Personal Property and Other Rented Structures, Plus Loss of Rent that May Incur in the Event of a Loss


  • Tailored to Tenants
  • Coverage for Your Personal Belongings
  • Additional Living Expenses that May Incur in the Event of a Loss
personal property


Coverage Provided for Items Such As:

  • Jewelry
  • Fine Arts
  • Collectibles
  • Guns
  • All-Terrain vehicles
  • Boats
signing papers


  • Earthquake Coverage Available (10%, 15% & 20% deductible)
  • Mine Subsidence (The Limit of Coverage for Mine Subsidence Is Generally the Same as the Amount of Insurance for Fire or Windstorm)
  • If You Opt to Have Your Auto Insurance Underwritten With the Same Agency as Your Heartland Mutual Farm or Home Policy, You Could See Extra Savings on Your Farm or Home Policy’s Premium

Heartland Offers Additional Discounts

Our team is ecstatic to be able to provide our community with additional discounts to help secure a lower cost. For more information and to find out if you qualify for any of these discounts, please contact your local agent to discuss your policy.

  • Auto/Home Package
  • Home Security
  • Claim Free
  • Policy Longevity
  • Age 55 or Retired
  • Generational
  • New Wiring
  • Water Detection
  • Green Home

What Else Heartland Can Help With

Know that all of our highly trained adjusters/inspectors are employees of Heartland Mutual and are available 24/7 to assist you in the event that you need to file a claim.

About Our Claims Service